You have safely signed out. Thank you for banking with California Bank & Trust.

Your session expired and you have been signed out for your safety.

Business Deposit Rates

Start here to explore the deposit accounts and interest rates that serve our valued business clients. Count on our branch staff and convenient customer service for guidance and assistance.

Business Savings

Put hard-earned capital into an FDIC-insured account

Whatever the size of your business, this account offers you regular business savings with a low opening deposit, convenient access to funds, and a tiered interest rate that can be increased when you maintain a qualified checking account.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$1,000.00 - $4,999.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$25,000.00 - $49,999.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$50,000.00 - $99,999.99
Interest Rate
0.15%
Variable APY
0.15%
Balance
$100,000.00 +
Interest Rate
0.15%
Variable APY
0.15%

Business Money Market

Earn tiered interest while maintaining access to your funds

Your business will earn a competitive, tiered interest rate that can be increased when you maintain a qualified checking account.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $999.99
Interest Rate
0.05%
Variable APY
0.05%
Balance
$1,000.00 - $99,999.99
Interest Rate
0.4%
Variable APY
0.4%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.5%
Variable APY
0.5%
Balance
$250,000.00 - $499,999.99
Interest Rate
0.8%
Variable APY
0.8%
Balance
$500,000.00 - $999,999.99
Interest Rate
1.4%
Variable APY
1.41%
Balance
$1,000,000.00 +
Interest Rate
1.75%
Variable APY
1.77%

Business Money Market Sweep

Automatically transfer funds into a higher-earning account

Use a sweep to transfer funds to an interest-bearing money market account.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $9,999.99
Interest Rate
0.05%
Variable APY
0.05%
Balance
$10,000.00 - $99,999.99
Interest Rate
0.4%
Variable APY
0.4%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.5%
Variable APY
0.5%
Balance
$250,000.00 - $499,999.99
Interest Rate
0.8%
Variable APY
0.8%
Balance
$500,000.00 - $999,999.99
Interest Rate
1.4%
Variable APY
1.41%
Balance
$1,000,000.00 +
Interest Rate
1.75%
Variable APY
1.77%

Business CD

Maximize your savings for a fixed time period

Put your business capital aside for a term and enjoy the benefits of an FDIC-insured savings vehicle. Rates displayed reflect minimum deposit of $1,000 up to $99,999.99.

Rates effective as of:

Term
Interest Rate
APY
Term
7 DAY
Interest Rate
0.05%
APY
0.05%
Term
1 MONTH
Interest Rate
0.05%
APY
0.05%
Term
3 MONTHS
Interest Rate
0.05%
APY
0.05%
Term
6 MONTHS
Interest Rate
4.5%
APY
4.6%
Term
9 MONTHS
Interest Rate
4.21%
APY
4.3%
Term
12 MONTHS
Interest Rate
0.55%
APY
0.55%
Term
18 MONTHS
Interest Rate
0.6%
APY
0.6%
Term
24 MONTHS
Interest Rate
0.6%
APY
0.6%
Term
36 MONTHS
Interest Rate
0.6%
APY
0.6%
Term
48 MONTHS
Interest Rate
0.6%
APY
0.6%
Term
60 MONTHS
Interest Rate
0.6%
APY
0.6%

Business Interest Checking

Earn interest on your balances and other Business accounts

Earn interest on business checking balances while enjoying generous transaction limits and preferred interest rates on eligible Business Savings and Business Money Market accounts.

Rates effective as of:

Balance
Interest Rate
Variable APY
Balance
$0.00 - $4,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$5,000.00 - $24,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$25,000.00 - $99,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$100,000.00 - $249,999.99
Interest Rate
0.01%
Variable APY
0.01%
Balance
$250,000.00 - $499,999.99
Interest Rate
0.02%
Variable APY
0.02%
Balance
$500,000.00 +
Interest Rate
0.02%
Variable APY
0.02%

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone or online.

Warning: you’re about to leave!

You're about to leave California Bank & Trust's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba California Bank & Trust and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave California Bank & Trust's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba California Bank & Trust and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave California Bank & Trust's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba California Bank & Trust and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave California Bank & Trust's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba California Bank & Trust and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave California Bank & Trust's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba California Bank & Trust and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.