Specialty Banking
Employee Stock Ownership Plan (ESOP)
Sell equity interest in your business while maintaining full operating control.
Let us help finance your ESOP
An Employee Stock Ownership Plan, or ESOP, is a great way to extract value from your business by selling all or part of the equity interest while maintaining operating control. CB&T can provide the financing to establish and structure an ESOP—a great strategy for extracting value from your business to gain personal liquidity.
With an ESOP, you have a strategy to:
- Motivate and reward employees
- Recruit and retain good management
- Allow your employees to defer federal and state capital gains taxes
- Better manage succession planning
- Take advantage of management buyouts and acquisitions
- Repay the principal portion of corporate debt with tax deductible dollars
- Assist shareholders in diversifying their personal net worth
Working with your CPA or financial advisor, our team will help evaluate current tax changes so you can structure your ESOP to benefit both you and your company.
Thanks to our decades of experience and significant knowledge of industry practices, we can help you create a strategy to take advantage of the ESOP structure so that these complex transactions are executed in an efficient and cost-effective way.
Ready to talk about an ESOP?
Let us help you get the specialty banking services that can take you where you want to go. Call us at 949-862-7330 or schedule an appointment.