Billy Cafcules
AVP, Mortgage Lender
NMLS #1485046
Phone
Branch/Office Location
Billy Cafcules
AVP, Mortgage Lender
NMLS #1485046
This isn't a simple financial transaction — it's a relationship built on trust
From conventional loans to FHAs, jumbo financing and specific requirements for second homes or investment properties, finding the right mortgage or refinancing opportunity can get very complicated, very quickly.
I'm here to help. As an experienced mortgage loan officer, I've helped hundreds of clients find the best-fit financing option for their needs. From rates to terms to clauses and conditions, I'm no stranger to the complexity of mortgage documents and their impact on homebuyer stress—what starts as an exciting new chapter can quickly get bogged down by process and paperwork.
Let me do the heavy lifting. We'll start with customizable, personalized loan options designed to meet your specific needs. From negotiating a low rate to get you into your first home to navigating the benefits and potential pitfalls of an investment property. I'm here to help with the details—start to finish—to help you find your best-fit financing solution.