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Home Loan Mortgage Rates

View this list of the latest mortgage and home loan rates. Plus, with a rich history of community banking experience and local decisions on loans, we are here to assist you through every step of the loan process. Apply online today or at a branch.

Fixed Rate Mortgage

For a payment that doesn’t change

Your interest rate remains the same for the life of your loan with the same monthly payment year in, year out. Along with a great rate, having a consistent payment amount helps with budgeting.

Rates effective as of:

Term
Rate
APR
Term
15-Year Conventional Fixed
Rate
5.875%
APR
6.006%
Term
30-Year Conventional Fixed
Rate
6.500%
APR
6.585%


Adjustable-Rate Mortgage (ARM) 

For a lower introductory rate

With an ARM, you may be able to qualify for a larger loan amount with a low fixed rate for the initial years before the rate adjusts. We offer a variety of options to help you get into the home you want.

Rates effective as of:

Term
Rate
APR
Term
7/1 Adjustable-Rate Mortgage
Rate
6.125%
APR
6.850%
Term
10/1 Adjustable-Rate Mortgage
Rate
6.375%
APR
6.819%


FHA Mortgage

For help with your down payment

When you qualify for a Federal Housing Administration (FHA) loan, you may be able to close for as little as 3.5% down. Our Mortgage Officers specialize in finding assistance for low- to moderate-income homebuyers.

Rates effective as of:

Term
Rate
APR
Term
30-Year Fixed FHA Loan
Rate
5.750%
APR
6.552%



Jumbo Loan

For larger loan amounts

Finance that exceptional home you’ve always wanted but never thought was in reach. This option is for mortgages that exceed financing limits set by the Federal Housing Finance Agency, up to $5 million.

Rates effective as of:

Term
Rate
APR
Term
7/1 Jumbo ARM
Rate
5.875%
APR
6.716%
Term
10/1 Jumbo ARM
Rate
6.125%
APR
6.649%


VA Mortgage

For a VA loan guarantee 

Veterans may qualify to obtain up to 100 percent financing though the bank, guaranteed by the Veterans Administration (VA).

Rates effective as of:

Term
Rate
APR
Term
30-Year VA Fixed
Rate
5.875%
APR
6.179%

What monthly payment can you expect for your loan?

Use this mortgage calculator to calculate estimated monthly mortgage payments and rate options.

$0 $10,000,000
$0 $10,000,000

Your estimated monthly payment for a -year fixed-rate loan of at an APR of could be

Principal and Interest
Property Tax
Insurance
HOA Fees
PMI

Apply for your mortgage online 

Get approved or pre-qualified so you can move fast. Zip Mortgage, our online loan application portal, speeds up the process and connects you to one of our knowledgeable Mortgage Officers.  


Contact Us

Mortgage Services

800-727-8893

Make Appointment

Schedule an appointment

Visit a Branch

Find a location near you

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