Premium Interest Checking
Checking that makes your money work harder.
Invest in your financial future
It’s time to grow your wealth. Build on your banking relationships and get more out of every dollar with Premium Interest Checking. After all, you’ve earned it.
Benefits of Premium Interest Checking
Earn Interest
On your checking balance. Plus, premium rates on linked savings, money market and CD accounts
Access Cash
No withdrawal charge on up to three transactions at other banks’ ATMs each statement month
Protect Yourself
No fee on overdraft transfers from your savings or credit reserve line
Save Money
No monthly service fee for linked savings and money market accounts
Premium Interest Checking®
Expect more from your checking account.
Enjoy additional features and benefits
- Easily make purchases and access funds using your debit card or digital wallet
- Manage your money anytime, with 24/7 digital banking, mobile check deposits and Zelle®
- Reach out to our U.S.-based customer service Mon - Sat, 5:00 a.m. - 8:00 p.m. PT
- Take advantage of paperless statements, notices and tax documents
- Enjoy no fee on your first incoming domestic wire transfer each month
Premium Interest Checking Details
Monthly Service Fee
Options to Avoid Service Fee per Statement Cycle
Enjoy no monthly service fee when you maintain a combined deposit balance of $10,000 OR a combined deposit and Personal loan balance of $25,000.
Minimum Opening Deposit
The CB&T Difference
All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.
Digital Banking
Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.
Debit Card
Use your Visa® Debit Card to shop anywhere Visa is accepted, with the peace of mind of Zero Liability Protection.
Zelle®
Effortlessly send or request money with friends, family, and others you know at no additional charge to you.
Online Bill Pay
Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.
Account Alerts
Get automatic alerts when we detect a suspicious transactions and set up low-balance notifications for your account.
Mobile Deposit
Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.
Ready to get started?
With Premium Interest Checking from CB&T you get a more rewarding checking experience. Earn interest. Link additional accounts at premium rates. Access additional services for low or no fees.